AI in Business: Signal or Noise? Insights from the Vietnam Tech Seminar

On June 25th, the technology and business communities gathered for a highly anticipated, interactive online seminar via Zoom titled "AI in Business - Signal or Noise? Effective Application in Vietnam." The event attracted a prestigious lineup of corporate leaders, academic representatives, and influential co-organizers, including the Australian Government, the Australia-ASEAN Business Network (AABN), the Vietnam-Australia Scholars & Experts Association (VASEA), and AusCham. The comprehensive two-hour discussion was expertly moderated by Ms. Thanh, an AABN Advisory Board Member and the Founder and CEO of Savvycom.

A Gathering of Global and Local Innovators

The seminar commenced with compelling opening remarks by Ms. Kate Wallace, the Australian Consul-General in Ho Chi Minh City. Her introduction set the tone for the primary debate: While countless companies are actively integrating Artificial Intelligence into their operational models, are they genuinely extracting tangible value (the "Signal"), or are they merely generating superficial disruption and hype (the "Noise")?

The audience included prominent attendees such as Hien Le (Business Control at Huawei) and Mr. Huy Do (representing the University of Wollongong), reflecting the event's strong appeal to multinational tech giants and leading educational institutions.

Culture Over Code: Overcoming Adoption Barriers

A recurring theme throughout the seminar was the human element of technological integration. Mr. Colin Blackwell, Chairman of Hyperion Fintech and CEO of Enablecode, emphasized that successfully utilizing AI resources in Vietnam relies just as heavily on corporate culture as it does on technological infrastructure. He pointed out that the primary barrier to AI readiness is not the software itself, but rather the psychological mindset of the leadership and the overall adaptability of the organization.

Echoing this sentiment, Ms. Van shared practical insights derived from her company's experience. She positioned AI as a highly positive signal capable of delivering visible, measurable business outcomes that can be scaled across various workflows. However, she noted that AI integration is an ongoing journey; its ultimate success hinges fundamentally on human capital, well-defined procedural goals, and a culture willing to embrace adaptation.

Real-World Applications: The Good, The Bad, and The Complex

The core of the seminar featured vigorous debates among three primary speakers regarding the practical deployment of AI, highlighting both its triumphs and its pitfalls.

Mr. Nguyen Ba Diep, Co-Founder and Senior Vice President of the digital wallet MoMo, detailed how the platform utilizes AI to detect and prevent financial fraud. However, he also frankly addressed the adverse effects of algorithmic decision-making, noting instances where customers experienced unwarranted account closures and related scam issues directly triggered by automated AI protocols.

In contrast, Mr. Allan Nguyen, Co-founder and CFO of EzyRemit, showcased a highly optimized approach. He elaborated on how EzyRemit successfully integrates AI into its eKYC (Electronic Know Your Customer) protocols and continuous transaction monitoring to ensure peak operational efficacy. Mr. Nguyen underscored that when deploying AI within the financial sector, maintaining absolute security and brand transparency is non-negotiable.

Adding to the business perspective, Mr. Matthew Lourey, Chairman of Alitium, shared how leveraging AI tools has significantly enhanced the management and scalability of his firm's consulting services.

Elevating Vietnamese Partnerships: From Outsourcing to Innovation

Beyond the technical discussions, Mr. Allan Nguyen and Mr. Matthew Lourey engaged in a critical dialogue regarding the evolving nature of business partnerships in Vietnam. Both leaders agreed that modern enterprises are actively seeking local partners who demonstrate proactive innovation and creative problem-solving, rather than those who simply function as traditional outsourcing providers.

Empowering Future-Ready Businesses

The insights from the "Signal or Noise" seminar clearly indicate that AI is an undeniable force, but its value is determined by secure, transparent, and culturally aligned implementation. If you are looking to elevate your corporate financial operations with cutting-edge, resilient technology, explore how EzyRemit's advanced business payment solutions integrate smart technology to deliver seamless and reliable cross-border transactions.

EzyRemit is thrilled to highlight our impactful presence at Meet Australia 2026, hosted at the premier Binh Duong Convention and Exhibition Center (WTC EXPO). This pivotal event served as an exceptional platform to discuss the modernization of the Australia-Vietnam economic corridor through advanced financial infrastructure.

Shaping the Future of Trade, Investment, and Infrastructure

A major highlight of the event was the high-level panel discussion featuring EzyRemit's Co-founder, Allan Nguyen. Sharing the stage with distinguished executives from Austrade, AVPI, VCCI, and VBAA, Allan contributed to a highly engaging dialogue. The consensus among these industry leaders was clear: building a unified, prosperous, and frictionless financial network between our two nations is a shared priority.

Empowering Bilateral Commerce with Next-Gen Ecosystems

With trade and capital exchange between Australia and Vietnam growing at a remarkable rate, EzyRemit is positioned as a vital financial conduit. Our cutting-edge ecosystem is meticulously designed to help both enterprises and individuals navigate complex cross-border transactions with ease. By focusing on speed, extreme transparency, and superior value, we are systematically dismantling the traditional barriers of global finance.

EzyWallet: The Catalyst for Regional Financial Integration

The strategic partnerships and insights forged at Meet Australia 2026 have significantly reinforced our collaborative efforts, opening new doors for sustainable regional expansion. Crucially, this momentum paves the way for the upcoming launch of EzyWallet. Positioned to lead the next major evolution in international finance, EzyWallet will equip businesses with the tools they need to expand globally with unwavering confidence.

For organizations ready to maximize their potential within this thriving economic corridor, leveraging reliable cross-border payment solutions is the definitive first step toward sustainable international success.

EzyRemit is kicking off 2026 with an exclusive transfer fee promotion designed to help you save more when sending money home during the festive season. Furthermore, with Tết Nguyên Đán, Pongal, and other celebrations approaching, this limited-time offer ensures your family receives the maximum value from every transfer.

The Festive Season Fee Reduction — Key Details

EzyRemit's January promotion offers significant savings across all major corridors:

  • Under $999: 50% OFF transfer fees
  • $1,000 and above: Up to 80% OFF transfer fees

Promotion period: Valid until 30 January 2026

Eligible corridors: Australia, New Zealand, US, Canada → Vietnam, Philippines, India, Singapore, Malaysia

Why This Promotion Matters

The festive season is one of the busiest periods for international money transfers. Specifically, millions of families depend on remittances to celebrate Tết, Pongal, and Chinese New Year. Moreover, the cost of living continues to put pressure on household budgets. Therefore, every dollar saved on transfer fees reaches your family instead.

According to the World Bank, the global average cost of sending $200 internationally remains around 6.2%. In contrast, EzyRemit's flat-fee model — further discounted during this promotion — brings the cost well below 1% for most transfer amounts.

How to Claim Your Discount

  1. Download or open the EzyRemit app
  2. Log in or create your account
  3. Select your recipient country
  4. Enter your transfer amount — the discounted fee is applied automatically
  5. Confirm and send — no promo code needed

How EzyRemit Keeps Fees Low Year-Round

  • Flat $5 transfer fee — no hidden charges
  • Transparent pricing — see exact amounts before confirming
  • No receiving fees — your family gets the full amount
  • AUSTRAC-registered — licensed and compliant

Do Not Miss Out

This promotion runs until 30 January 2026. Visit www.ezyremit.com or download the app to start saving today.

About EzyRemit
EzyRemit is a digital remittance company headquartered in Australia. It offers smart, reliable, and low-cost international money transfers for individuals and businesses worldwide. The platform supports transfers to over 150 countries.

In a significant move to strengthen its presence in Southeast Asia, EzyRemit is proud to announce the signing of a Memorandum of Understanding (MOU) with Rizal Commercial Banking Corporation (RCBC), one of the largest and most prominent universal banks in the Philippines. This landmark agreement represents a pivotal milestone in our strategic market expansion, reinforcing our ongoing commitment to optimizing cross-border financial flows.

A Landmark Memorandum of Understanding

The formalization of this partnership through the MOU signifies a mutual dedication to financial innovation and operational excellence. By aligning EzyRemit's agile technological infrastructure with RCBC's extensive banking network and institutional credibility, this collaboration establishes a robust foundation for next-generation financial services. It is a testament to our rigorous strategy of continuously seeking the most reliable and sophisticated solutions to navigate the complexities of international finance.

Empowering Vietnamese and Filipino Communities

At the heart of this strategic alliance is a core mission to better serve our diverse user base. The synergy between EzyRemit and RCBC will directly benefit both the Vietnamese and Filipino communities by facilitating seamless transnational capital movement. This partnership empowers individuals and enterprises by delivering highly secure, transparent, and efficient remittance solutions. By actively breaking down traditional financial barriers, we aim to provide unparalleled peace of mind for millions of users relying on international transfers.

Building a Comprehensive Digital Finance Ecosystem

This expansion into the Philippine market concretizes our long-term corporate vision: constructing a comprehensive, interconnected digital finance ecosystem. We believe that true financial inclusion requires more than just transactional capability; it demands a holistic approach where customer benefits are positioned at the absolute center of operations. For organizations looking to leverage these optimized networks, our suite of corporate financial solutions ensures that cross-border operations remain frictionless and compliant.

As we forge ahead with RCBC, EzyRemit remains dedicated to setting new benchmarks in the global fintech landscape, driving sustainable growth, and delivering exceptional value to our global clientele.

Zero Fee Transfer Vietnam: Send Money Free with EzyRemit

Zero fee transfer Vietnam services are transforming how Australians send money to their families. Consequently, EzyRemit offers a flat $5 AUD fee on transfers to Vietnam, with the first transaction completely free. Furthermore, competitive exchange rates ensure recipients receive more Vietnamese Dong for every Australian Dollar sent.

The demand for affordable remittance services continues to grow in 2026. Moreover, Vietnam received over US$16 billion in remittances in 2024, making it one of the largest recipient countries in Asia. As a result, finding a low-cost payment option is a top priority for the Vietnamese diaspora in Australia.

How Zero Fee Transfer Vietnam Works with EzyRemit

EzyRemit makes sending money to Vietnam simple and affordable. Specifically, the platform offers these key benefits:

  • First Transaction Free: New customers enjoy their first transfer with zero fees. Consequently, you can test the service without any upfront expense.
  • Flat $5 AUD Fee: Subsequent payments cost just $5 AUD regardless of amount. Therefore, larger transfers become increasingly cost-effective.
  • Real-Time Exchange Rates: Transparent mid-market rates displayed before you confirm. As a result, you know exactly what your recipient will receive.
  • Multiple Payout Options: Bank deposit to Sacombank, Vietcombank, BIDV, and more. Furthermore, e-wallet and cash pickup options are available.

Comparing Zero Fee Transfer Vietnam Options in 2026

Several providers compete in the Australia-to-Vietnam corridor. Furthermore, understanding the full cost requires comparing both fees and exchange rates:

  • EzyRemit: $0 first transfer, $5 flat fee after. Consequently, exchange rates are 0.5-1% from mid-market.
  • Remitly: No fees on first payment, promotional rates for first AUD 800. However, standard fees apply afterward.
  • Wise: Mid-market rates but minimum 9.93 AUD fee. Therefore, smaller amounts can be proportionally expensive.
  • Western Union: $0 fee on first online payment. Additionally, home delivery and MoMo wallet options available.
  • Traditional Banks: Charges of $20-30 AUD plus poor exchange rates. Consequently, banks remain the most expensive option.

Why Vietnamese Families Choose Affordable Remittance Services

Over 350,000 Vietnamese-born residents live in Australia. Consequently, regular remittances to family members in Vietnam represent a significant financial commitment. Moreover, the cost of living crisis in Australia makes every dollar count.

Specifically, EzyRemit partners with major Vietnamese banks for direct deposits. Therefore, funds arrive quickly through Vietnam's extensive banking network. Additionally, learn more about surviving the cost of living crisis and how fintech reduces transfer costs.

How to Get Started with Your Free Transfer

Getting started with EzyRemit is straightforward:

  1. First, create your free account at ezyremit.com.
  2. Then, complete quick identity verification using your passport or driver's license.
  3. Next, enter your recipient's Vietnamese bank details and the transfer amount.
  4. Finally, confirm the payment and enjoy zero fees on your first transaction.

Furthermore, EzyRemit's platform is available 24/7 with customer support across multiple time zones. As a result, you can send money to Vietnam whenever it suits you. Moreover, real-time tracking lets you monitor your payment from start to finish.

Start sending money to Vietnam with zero fees today. Visit EzyRemit and make your first transfer free.